{
  "name": "Freddie Mac Primary Mortgage Market Survey fixed-rate history",
  "dataThrough": "2026-08-20",
  "methodology": "The 30-year annual series uses Freddie Mac published annual averages through 2024. The 2025 and 2026 30-year values, all 15-year annual values, and all monthly values are arithmetic means of weekly PMMS observations. The latest calendar year is year to date.",
  "sources": {
    "freddieMac": "https://www.freddiemac.com/pmms",
    "methodology": "https://www.freddiemac.com/pmms/about-pmms",
    "thirtyYearFred": "https://fred.stlouisfed.org/series/MORTGAGE30US",
    "fifteenYearFred": "https://fred.stlouisfed.org/series/MORTGAGE15US"
  },
  "annual": [
    {
      "year": 1972,
      "rate30Year": 7.38,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1973,
      "rate30Year": 8.04,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1974,
      "rate30Year": 9.19,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1975,
      "rate30Year": 9.05,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1976,
      "rate30Year": 8.87,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1977,
      "rate30Year": 8.85,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1978,
      "rate30Year": 9.64,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1979,
      "rate30Year": 11.2,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1980,
      "rate30Year": 13.74,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1981,
      "rate30Year": 16.63,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1982,
      "rate30Year": 16.04,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1983,
      "rate30Year": 13.24,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1984,
      "rate30Year": 13.88,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1985,
      "rate30Year": 12.43,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1986,
      "rate30Year": 10.19,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1987,
      "rate30Year": 10.21,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1988,
      "rate30Year": 10.34,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1989,
      "rate30Year": 10.32,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1990,
      "rate30Year": 10.13,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1991,
      "rate30Year": 9.25,
      "rate15Year": null,
      "coverage": "full-year"
    },
    {
      "year": 1992,
      "rate30Year": 8.39,
      "rate15Year": 7.94,
      "coverage": "full-year"
    },
    {
      "year": 1993,
      "rate30Year": 7.31,
      "rate15Year": 6.82,
      "coverage": "full-year"
    },
    {
      "year": 1994,
      "rate30Year": 8.38,
      "rate15Year": 7.89,
      "coverage": "full-year"
    },
    {
      "year": 1995,
      "rate30Year": 7.93,
      "rate15Year": 7.48,
      "coverage": "full-year"
    },
    {
      "year": 1996,
      "rate30Year": 7.81,
      "rate15Year": 7.32,
      "coverage": "full-year"
    },
    {
      "year": 1997,
      "rate30Year": 7.6,
      "rate15Year": 7.13,
      "coverage": "full-year"
    },
    {
      "year": 1998,
      "rate30Year": 6.94,
      "rate15Year": 6.59,
      "coverage": "full-year"
    },
    {
      "year": 1999,
      "rate30Year": 7.44,
      "rate15Year": 7.06,
      "coverage": "full-year"
    },
    {
      "year": 2000,
      "rate30Year": 8.05,
      "rate15Year": 7.72,
      "coverage": "full-year"
    },
    {
      "year": 2001,
      "rate30Year": 6.97,
      "rate15Year": 6.5,
      "coverage": "full-year"
    },
    {
      "year": 2002,
      "rate30Year": 6.54,
      "rate15Year": 5.98,
      "coverage": "full-year"
    },
    {
      "year": 2003,
      "rate30Year": 5.83,
      "rate15Year": 5.17,
      "coverage": "full-year"
    },
    {
      "year": 2004,
      "rate30Year": 5.84,
      "rate15Year": 5.21,
      "coverage": "full-year"
    },
    {
      "year": 2005,
      "rate30Year": 5.87,
      "rate15Year": 5.42,
      "coverage": "full-year"
    },
    {
      "year": 2006,
      "rate30Year": 6.41,
      "rate15Year": 6.07,
      "coverage": "full-year"
    },
    {
      "year": 2007,
      "rate30Year": 6.34,
      "rate15Year": 6.03,
      "coverage": "full-year"
    },
    {
      "year": 2008,
      "rate30Year": 6.03,
      "rate15Year": 5.62,
      "coverage": "full-year"
    },
    {
      "year": 2009,
      "rate30Year": 5.04,
      "rate15Year": 4.57,
      "coverage": "full-year"
    },
    {
      "year": 2010,
      "rate30Year": 4.69,
      "rate15Year": 4.1,
      "coverage": "full-year"
    },
    {
      "year": 2011,
      "rate30Year": 4.45,
      "rate15Year": 3.68,
      "coverage": "full-year"
    },
    {
      "year": 2012,
      "rate30Year": 3.66,
      "rate15Year": 2.93,
      "coverage": "full-year"
    },
    {
      "year": 2013,
      "rate30Year": 3.98,
      "rate15Year": 3.1,
      "coverage": "full-year"
    },
    {
      "year": 2014,
      "rate30Year": 4.17,
      "rate15Year": 3.29,
      "coverage": "full-year"
    },
    {
      "year": 2015,
      "rate30Year": 3.85,
      "rate15Year": 3.09,
      "coverage": "full-year"
    },
    {
      "year": 2016,
      "rate30Year": 3.65,
      "rate15Year": 2.93,
      "coverage": "full-year"
    },
    {
      "year": 2017,
      "rate30Year": 3.99,
      "rate15Year": 3.27,
      "coverage": "full-year"
    },
    {
      "year": 2018,
      "rate30Year": 4.54,
      "rate15Year": 4,
      "coverage": "full-year"
    },
    {
      "year": 2019,
      "rate30Year": 3.94,
      "rate15Year": 3.39,
      "coverage": "full-year"
    },
    {
      "year": 2020,
      "rate30Year": 3.11,
      "rate15Year": 2.6,
      "coverage": "full-year"
    },
    {
      "year": 2021,
      "rate30Year": 2.96,
      "rate15Year": 2.27,
      "coverage": "full-year"
    },
    {
      "year": 2022,
      "rate30Year": 5.34,
      "rate15Year": 4.58,
      "coverage": "full-year"
    },
    {
      "year": 2023,
      "rate30Year": 6.81,
      "rate15Year": 6.11,
      "coverage": "full-year"
    },
    {
      "year": 2024,
      "rate30Year": 6.72,
      "rate15Year": 5.96,
      "coverage": "full-year"
    },
    {
      "year": 2025,
      "rate30Year": 6.6,
      "rate15Year": 5.78,
      "coverage": "full-year"
    },
    {
      "year": 2026,
      "rate30Year": 6.35,
      "rate15Year": 5.7,
      "coverage": "year-to-date"
    }
  ],
  "monthly": [
    {
      "month": "1971-04",
      "rate30Year": 7.31,
      "rate15Year": null
    },
    {
      "month": "1971-05",
      "rate30Year": 7.425,
      "rate15Year": null
    },
    {
      "month": "1971-06",
      "rate30Year": 7.53,
      "rate15Year": null
    },
    {
      "month": "1971-07",
      "rate30Year": 7.604,
      "rate15Year": null
    },
    {
      "month": "1971-08",
      "rate30Year": 7.698,
      "rate15Year": null
    },
    {
      "month": "1971-09",
      "rate30Year": 7.688,
      "rate15Year": null
    },
    {
      "month": "1971-10",
      "rate30Year": 7.628,
      "rate15Year": null
    },
    {
      "month": "1971-11",
      "rate30Year": 7.55,
      "rate15Year": null
    },
    {
      "month": "1971-12",
      "rate30Year": 7.48,
      "rate15Year": null
    },
    {
      "month": "1972-01",
      "rate30Year": 7.438,
      "rate15Year": null
    },
    {
      "month": "1972-02",
      "rate30Year": 7.325,
      "rate15Year": null
    },
    {
      "month": "1972-03",
      "rate30Year": 7.298,
      "rate15Year": null
    },
    {
      "month": "1972-04",
      "rate30Year": 7.29,
      "rate15Year": null
    },
    {
      "month": "1972-05",
      "rate30Year": 7.373,
      "rate15Year": null
    },
    {
      "month": "1972-06",
      "rate30Year": 7.372,
      "rate15Year": null
    },
    {
      "month": "1972-07",
      "rate30Year": 7.395,
      "rate15Year": null
    },
    {
      "month": "1972-08",
      "rate30Year": 7.4,
      "rate15Year": null
    },
    {
      "month": "1972-09",
      "rate30Year": 7.42,
      "rate15Year": null
    },
    {
      "month": "1972-10",
      "rate30Year": 7.42,
      "rate15Year": null
    },
    {
      "month": "1972-11",
      "rate30Year": 7.428,
      "rate15Year": null
    },
    {
      "month": "1972-12",
      "rate30Year": 7.442,
      "rate15Year": null
    },
    {
      "month": "1973-01",
      "rate30Year": 7.438,
      "rate15Year": null
    },
    {
      "month": "1973-02",
      "rate30Year": 7.44,
      "rate15Year": null
    },
    {
      "month": "1973-03",
      "rate30Year": 7.458,
      "rate15Year": null
    },
    {
      "month": "1973-04",
      "rate30Year": 7.542,
      "rate15Year": null
    },
    {
      "month": "1973-05",
      "rate30Year": 7.653,
      "rate15Year": null
    },
    {
      "month": "1973-06",
      "rate30Year": 7.734,
      "rate15Year": null
    },
    {
      "month": "1973-07",
      "rate30Year": 8.05,
      "rate15Year": null
    },
    {
      "month": "1973-08",
      "rate30Year": 8.496,
      "rate15Year": null
    },
    {
      "month": "1973-09",
      "rate30Year": 8.815,
      "rate15Year": null
    },
    {
      "month": "1973-10",
      "rate30Year": 8.77,
      "rate15Year": null
    },
    {
      "month": "1973-11",
      "rate30Year": 8.582,
      "rate15Year": null
    },
    {
      "month": "1973-12",
      "rate30Year": 8.538,
      "rate15Year": null
    },
    {
      "month": "1974-01",
      "rate30Year": 8.54,
      "rate15Year": null
    },
    {
      "month": "1974-02",
      "rate30Year": 8.455,
      "rate15Year": null
    },
    {
      "month": "1974-03",
      "rate30Year": 8.406,
      "rate15Year": null
    },
    {
      "month": "1974-04",
      "rate30Year": 8.583,
      "rate15Year": null
    },
    {
      "month": "1974-05",
      "rate30Year": 8.972,
      "rate15Year": null
    },
    {
      "month": "1974-06",
      "rate30Year": 9.085,
      "rate15Year": null
    },
    {
      "month": "1974-07",
      "rate30Year": 9.28,
      "rate15Year": null
    },
    {
      "month": "1974-08",
      "rate30Year": 9.586,
      "rate15Year": null
    },
    {
      "month": "1974-09",
      "rate30Year": 9.958,
      "rate15Year": null
    },
    {
      "month": "1974-10",
      "rate30Year": 9.978,
      "rate15Year": null
    },
    {
      "month": "1974-11",
      "rate30Year": 9.788,
      "rate15Year": null
    },
    {
      "month": "1974-12",
      "rate30Year": 9.615,
      "rate15Year": null
    },
    {
      "month": "1975-01",
      "rate30Year": 9.432,
      "rate15Year": null
    },
    {
      "month": "1975-02",
      "rate30Year": 9.105,
      "rate15Year": null
    },
    {
      "month": "1975-03",
      "rate30Year": 8.903,
      "rate15Year": null
    },
    {
      "month": "1975-04",
      "rate30Year": 8.82,
      "rate15Year": null
    },
    {
      "month": "1975-05",
      "rate30Year": 8.906,
      "rate15Year": null
    },
    {
      "month": "1975-06",
      "rate30Year": 8.893,
      "rate15Year": null
    },
    {
      "month": "1975-07",
      "rate30Year": 8.89,
      "rate15Year": null
    },
    {
      "month": "1975-08",
      "rate30Year": 8.942,
      "rate15Year": null
    },
    {
      "month": "1975-09",
      "rate30Year": 9.13,
      "rate15Year": null
    },
    {
      "month": "1975-10",
      "rate30Year": 9.224,
      "rate15Year": null
    },
    {
      "month": "1975-11",
      "rate30Year": 9.145,
      "rate15Year": null
    },
    {
      "month": "1975-12",
      "rate30Year": 9.098,
      "rate15Year": null
    },
    {
      "month": "1976-01",
      "rate30Year": 9.016,
      "rate15Year": null
    },
    {
      "month": "1976-02",
      "rate30Year": 8.813,
      "rate15Year": null
    },
    {
      "month": "1976-03",
      "rate30Year": 8.755,
      "rate15Year": null
    },
    {
      "month": "1976-04",
      "rate30Year": 8.73,
      "rate15Year": null
    },
    {
      "month": "1976-05",
      "rate30Year": 8.765,
      "rate15Year": null
    },
    {
      "month": "1976-06",
      "rate30Year": 8.848,
      "rate15Year": null
    },
    {
      "month": "1976-07",
      "rate30Year": 8.934,
      "rate15Year": null
    },
    {
      "month": "1976-08",
      "rate30Year": 9,
      "rate15Year": null
    },
    {
      "month": "1976-09",
      "rate30Year": 8.978,
      "rate15Year": null
    },
    {
      "month": "1976-10",
      "rate30Year": 8.93,
      "rate15Year": null
    },
    {
      "month": "1976-11",
      "rate30Year": 8.813,
      "rate15Year": null
    },
    {
      "month": "1976-12",
      "rate30Year": 8.792,
      "rate15Year": null
    },
    {
      "month": "1977-01",
      "rate30Year": 8.723,
      "rate15Year": null
    },
    {
      "month": "1977-02",
      "rate30Year": 8.67,
      "rate15Year": null
    },
    {
      "month": "1977-03",
      "rate30Year": 8.688,
      "rate15Year": null
    },
    {
      "month": "1977-04",
      "rate30Year": 8.752,
      "rate15Year": null
    },
    {
      "month": "1977-05",
      "rate30Year": 8.828,
      "rate15Year": null
    },
    {
      "month": "1977-06",
      "rate30Year": 8.858,
      "rate15Year": null
    },
    {
      "month": "1977-07",
      "rate30Year": 8.942,
      "rate15Year": null
    },
    {
      "month": "1977-08",
      "rate30Year": 8.94,
      "rate15Year": null
    },
    {
      "month": "1977-09",
      "rate30Year": 8.896,
      "rate15Year": null
    },
    {
      "month": "1977-10",
      "rate30Year": 8.923,
      "rate15Year": null
    },
    {
      "month": "1977-11",
      "rate30Year": 8.923,
      "rate15Year": null
    },
    {
      "month": "1977-12",
      "rate30Year": 8.96,
      "rate15Year": null
    },
    {
      "month": "1978-01",
      "rate30Year": 9.015,
      "rate15Year": null
    },
    {
      "month": "1978-02",
      "rate30Year": 9.145,
      "rate15Year": null
    },
    {
      "month": "1978-03",
      "rate30Year": 9.202,
      "rate15Year": null
    },
    {
      "month": "1978-04",
      "rate30Year": 9.355,
      "rate15Year": null
    },
    {
      "month": "1978-05",
      "rate30Year": 9.573,
      "rate15Year": null
    },
    {
      "month": "1978-06",
      "rate30Year": 9.708,
      "rate15Year": null
    },
    {
      "month": "1978-07",
      "rate30Year": 9.74,
      "rate15Year": null
    },
    {
      "month": "1978-08",
      "rate30Year": 9.785,
      "rate15Year": null
    },
    {
      "month": "1978-09",
      "rate30Year": 9.756,
      "rate15Year": null
    },
    {
      "month": "1978-10",
      "rate30Year": 9.858,
      "rate15Year": null
    },
    {
      "month": "1978-11",
      "rate30Year": 10.108,
      "rate15Year": null
    },
    {
      "month": "1978-12",
      "rate30Year": 10.346,
      "rate15Year": null
    },
    {
      "month": "1979-01",
      "rate30Year": 10.39,
      "rate15Year": null
    },
    {
      "month": "1979-02",
      "rate30Year": 10.407,
      "rate15Year": null
    },
    {
      "month": "1979-03",
      "rate30Year": 10.426,
      "rate15Year": null
    },
    {
      "month": "1979-04",
      "rate30Year": 10.498,
      "rate15Year": null
    },
    {
      "month": "1979-05",
      "rate30Year": 10.69,
      "rate15Year": null
    },
    {
      "month": "1979-06",
      "rate30Year": 11.036,
      "rate15Year": null
    },
    {
      "month": "1979-07",
      "rate30Year": 11.093,
      "rate15Year": null
    },
    {
      "month": "1979-08",
      "rate30Year": 11.094,
      "rate15Year": null
    },
    {
      "month": "1979-09",
      "rate30Year": 11.3,
      "rate15Year": null
    },
    {
      "month": "1979-10",
      "rate30Year": 11.638,
      "rate15Year": null
    },
    {
      "month": "1979-11",
      "rate30Year": 12.83,
      "rate15Year": null
    },
    {
      "month": "1979-12",
      "rate30Year": 12.9,
      "rate15Year": null
    },
    {
      "month": "1980-01",
      "rate30Year": 12.878,
      "rate15Year": null
    },
    {
      "month": "1980-02",
      "rate30Year": 13.04,
      "rate15Year": null
    },
    {
      "month": "1980-03",
      "rate30Year": 15.282,
      "rate15Year": null
    },
    {
      "month": "1980-04",
      "rate30Year": 16.325,
      "rate15Year": null
    },
    {
      "month": "1980-05",
      "rate30Year": 14.262,
      "rate15Year": null
    },
    {
      "month": "1980-06",
      "rate30Year": 12.71,
      "rate15Year": null
    },
    {
      "month": "1980-07",
      "rate30Year": 12.193,
      "rate15Year": null
    },
    {
      "month": "1980-08",
      "rate30Year": 12.56,
      "rate15Year": null
    },
    {
      "month": "1980-09",
      "rate30Year": 13.198,
      "rate15Year": null
    },
    {
      "month": "1980-10",
      "rate30Year": 13.792,
      "rate15Year": null
    },
    {
      "month": "1980-11",
      "rate30Year": 14.205,
      "rate15Year": null
    },
    {
      "month": "1980-12",
      "rate30Year": 14.79,
      "rate15Year": null
    },
    {
      "month": "1981-01",
      "rate30Year": 14.904,
      "rate15Year": null
    },
    {
      "month": "1981-02",
      "rate30Year": 15.133,
      "rate15Year": null
    },
    {
      "month": "1981-03",
      "rate30Year": 15.4,
      "rate15Year": null
    },
    {
      "month": "1981-04",
      "rate30Year": 15.58,
      "rate15Year": null
    },
    {
      "month": "1981-05",
      "rate30Year": 16.402,
      "rate15Year": null
    },
    {
      "month": "1981-06",
      "rate30Year": 16.695,
      "rate15Year": null
    },
    {
      "month": "1981-07",
      "rate30Year": 16.832,
      "rate15Year": null
    },
    {
      "month": "1981-08",
      "rate30Year": 17.285,
      "rate15Year": null
    },
    {
      "month": "1981-09",
      "rate30Year": 18.16,
      "rate15Year": null
    },
    {
      "month": "1981-10",
      "rate30Year": 18.454,
      "rate15Year": null
    },
    {
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