2025 Federal Tax Brackets

Complete IRS bracket schedule and standard deduction for tax year 2025 — single, married filing jointly, head of household, and married filing separately.

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Single
$15,000
Standard deduction
Married Filing Jointly
$30,000
Standard deduction
Head of Household
$22,500
Standard deduction
Married Filing Separately
$15,000
Standard deduction

2025 Tax Brackets — Single

Marginal rate Taxable income Tax owed at top of bracket
10% $0 – $11,925 $1,193
12% $11,926 – $48,475 $5,579
22% $48,476 – $103,350 $17,651
24% $103,351 – $197,300 $40,199
32% $197,301 – $250,525 $57,231
35% $250,526 – $626,350 $188,770
37% Over $626,351

2025 Tax Brackets — Married Filing Jointly

Marginal rate Taxable income Tax owed at top of bracket
10% $0 – $23,850 $2,385
12% $23,851 – $96,950 $11,157
22% $96,951 – $206,700 $35,302
24% $206,701 – $394,600 $80,398
32% $394,601 – $501,050 $114,462
35% $501,051 – $751,600 $202,155
37% Over $751,601

2025 Tax Brackets — Head of Household

Marginal rate Taxable income Tax owed at top of bracket
10% $0 – $17,000 $1,700
12% $17,001 – $64,850 $7,442
22% $64,851 – $103,350 $15,912
24% $103,351 – $197,300 $38,460
32% $197,301 – $250,500 $55,484
35% $250,501 – $626,350 $187,032
37% Over $626,351

2025 Tax Brackets — Married Filing Separately

Marginal rate Taxable income Tax owed at top of bracket
10% $0 – $11,925 $1,193
12% $11,926 – $48,475 $5,579
22% $48,476 – $103,350 $17,651
24% $103,351 – $197,300 $40,199
32% $197,301 – $250,525 $57,231
35% $250,526 – $375,800 $101,077
37% Over $375,801
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Worked example: $85,000 single filer in 2025

Gross income $85,000 minus the 2025 single standard deduction ($15,000) = $70,000 taxable.

10% on $11,925 = $1,193
12% on $36,550 = $4,386
22% on $21,525 = $4,736
Total federal tax: $10,314
Effective rate: 12.13%

Notes for 2025

Brackets reflect the eighth year of TCJA's 2017 structure, fully indexed to inflation. Most TCJA individual provisions were scheduled to sunset at the end of 2025 but were extended for 2026.

Frequently Asked Questions

What was the top marginal federal tax rate in 2025?
2025 kept the 37% top marginal rate established by the 2017 Tax Cuts and Jobs Act. TCJA individual provisions were scheduled to sunset at the end of 2025; most were extended for 2026.
What was the 2025 standard deduction?
For tax year 2025, the standard deduction was $15,000 for single filers, $30,000 for married filing jointly, $22,500 for head of household, and $15,000 for married filing separately.
Are 2025 tax brackets still relevant?
2025 brackets apply to income earned during 2025 (filed by April of the following year). They're useful for amended returns, late filings, prior-year tax planning, and historical comparisons. The current-year brackets are different — see the 2026 tax brackets page for this year's rates.
How do marginal tax brackets actually work?
Federal tax brackets are marginal: only the income above each threshold is taxed at that rate. A single filer with $100,000 of taxable income doesn't pay 22% on all of it. They pay 10% on the first portion, then 12%, then 22% on the remainder. Effective tax rate (total tax ÷ total income) is always lower than the headline marginal rate.

Related Calculators

Educational content only. 2025 tax brackets apply to income earned during 2025, generally filed in April 2026. For amended returns or current-year planning, consult a qualified CPA or tax advisor.